General Ward (unlimited base on clinical procedure)General ward
2 days in general ward
₦2,000/day
Excluding implants & IUDs
Counselling, SFA, ultrasound
Up to a limit of ₦35,000
Up to a limit of ₦100,000
Maximum of ₦250,000
Limit of ₦350,000
2 Life threatening Emergence
Up to ₦10,000
Max 2 teeth/year
Max - 2 teeth/yr.
4 sessions
Covered as a part of Overall limit on Surgical services
Up to ₦300,000
2 sessions per month
2 sessions per annum
Up to 2 months
Physical examination, BMI, Urinalysis, PCV, blood pressure, blood sugar, Genotype, Chest Not Covered -ray, serum cholesterol, LFT, E/U/Cr, cervical smears every 2 years for women > 30 years, PSA for men above 40 yrs
Covered up to annual medical limit. Terms & Conditions apply
Nigeria, UAE, India
₦350,000
10 sessions
Private Ward (unlimited base on clinical procedure)Private ward
3 days in general ward
₦3,000/day
Up to a limit of N30,000
Counselling, SFA, ultrasound, HSG, Hormonal assay
Up to a limit of ₦50,000
Up to a limit of ₦50,000
Up to a limit of ₦50,000
Up to a limit of ₦200,000
Maximum of ₦500,000
Limit of ₦500,000
3 Life threatening Emergence
Up to ₦25,000
Max 4 teeth/year
Up to ₦70,000
Max - 4 teeth/yr.
7 sessions
Covered as a part of Overall limit on Surgical services
Up to $750
Normal-200/CS350
Up to ₦500,000
4 sessions per month
3 sessions per annum
Up to 4 months
Physical examination, BMI, Urinalysis, PCV, blood pressure, blood sugar, Genotype, Chest Not Covered -ray, ECG, serum cholesterol, LFT, E/U/Cr, annual mammogram, cervical smears every 2 years for women > 30 years and above, PSA for men above 40 yrs
Covered as a part of Overall limit on Surgical services
Up to $1,000
Normal-300/CS400
Up to ₦1,000,000
7 sessions per month
5 sessions per annum
Up to 6 months
Physical examination, BMI, Urinalysis, PCV, blood pressure, blood sugar, Genotype, Chest Not Covered -ray, ECG, serum cholesterol, LFT, E/U/Cr, annual mammogram, cervical smears every 2 years for women > 30 years and above, PSA for men above 40 yrs
General Ward (unlimited base on clinical procedure)General ward
2 days in general ward
₦2,000/day
Excluding implants & IUDs
Counselling, SFA, ultrasound
Up to a limit of ₦35,000
Up to a limit of ₦100,000
Maximum of ₦250,000
Limit of ₦350,000
2 Life threatening Emergence
Up to ₦10,000
Max 2 teeth/year
Max - 2 teeth/yr.
4 sessions
Covered as a part of Overall limit on Surgical services
Up to ₦300,000
2 sessions per month
2 sessions per annum
Up to 2 months
Physical examination, BMI, Urinalysis, PCV, blood pressure, blood sugar, Genotype, Chest Not Covered -ray, serum cholesterol, LFT, E/U/Cr, cervical smears every 2 years for women > 30 years, PSA for men above 40 yrs
Private Ward (unlimited base on clinical procedure)Private ward
3 days in general ward
₦3,000/day
Up to a limit of N30,000
Counselling, SFA, ultrasound, HSG, Hormonal assay
Up to a limit of ₦50,000
Up to a limit of ₦50,000
Up to a limit of ₦50,000
Up to a limit of ₦200,000
Maximum of ₦500,000
Limit of ₦500,000
3 Life threatening Emergence
Up to ₦25,000
Max 4 teeth/year
Up to ₦70,000
Max - 4 teeth/yr.
7 sessions
Covered as a part of Overall limit on Surgical services
Up to $750
Normal-200/CS350
Up to ₦500,000
4 sessions per month
3 sessions per annum
Up to 4 months
Physical examination, BMI, Urinalysis, PCV, blood pressure, blood sugar, Genotype, Chest Not Covered -ray, ECG, serum cholesterol, LFT, E/U/Cr, annual mammogram, cervical smears every 2 years for women > 30 years and above, PSA for men above 40 yrs
Covered as a part of Overall limit on Surgical services
Up to $1,000
Normal-300/CS400
Up to ₦1,000,000
7 sessions per month
5 sessions per annum
Up to 6 months
Physical examination, BMI, Urinalysis, PCV, blood pressure, blood sugar, Genotype, Chest Not Covered -ray, ECG, serum cholesterol, LFT, E/U/Cr, annual mammogram, cervical smears every 2 years for women > 30 years and above, PSA for men above 40 yrs
Yes, all pre-existing and chronic conditions are excluded from the policy in the first year however please refer to the terms and conditions on your policy document for full list of conditions.