Individual
- An individual with a spouse and not more than four biological children under the age of 21 years.
Family
- Treatment abroad for medical conditions that cannot be treated locallyTreatment Abroad
- Area of coverage
- Elite second medical opinion
OUTPATIENT SERVICES
- Out Patient Care, General and Specialist Consultation (Nephrologist, Urologist, Endocrinologist, etc)Out Patient Care
- Routine laboratory and diagnostic tests, NOT COVERED -rays, ultrasoundDiagnostic tests
- Prescribed drugs
- Management of Chronic Conditions (INVESTIGATIONS AND DRUGS)
CHRONIC CONDITIONS
- Hypertension
- Diabetes
- Sickle Anaemia
- Asthma
- Others
- Limit/Annum
- Physiotherapy
IN-PATIENT SERVICES
- Admission (all wards) for 30 daysAdmission
- Accommodation for women whose child is sickAccommodation
- Feeding
MATERNITY
- Antenatal care
- Caesarian section (covered up to surgery limit)Caesarian section
- Normal & Assisted Delivery
- Postnatal care up to 6 weeksPostnatal care
- Contraception (Condoms, Oral pills, IUDs, Implants & InjectableContraception
- Investigations onlyFertility services
CHILD HEALTH
- Neonatal Intensive Care Services
- Incubator services
- Preterm delivery
- Treatment of congenital abnormalities (Children born on the plan )Congenital abnormalities
- Special care baby unit
- Procedure limit
- Additional Childhood Immunization - Under 5 Years
IMMUNIZATION
- Routine immunization
- Rotavirus
- Varicella
- Pneumococal
- MMR
- Meningitis
EMERGENCY SERVICES
- Local Evacuation from hospital to hospitalLocal Evacuation (Hospital to Hospital)
- Local Evacuation (Home to Hospital)
- Local Evacuation (Roadside to Hospital)
- Accident/Emergency (1st Aid care/ Life saving)Accident/Emergency
- Intensive care services
SURGERIES
- All surgeries
- Anesthesia, Surgical supplies/Consumables, etcAdditional costs
ADVANCE INVESTIGATIONS
- Contrast Radiological Procedures (Barium studies, HSG, IVU), Mammogram, Endoscopy and others (colonoscopy, sigmoidoscopy, etc), CT scan, MRIContrast Radiological Procedures
- ECG
- Echocardiography
- Electroencephalography EEG
EYE CARE
- Consultation, refraction, visual acuity/Routine exam, Intraocular Pressure Test and treatmentConsultation
- Surgery (refer to surgery limit for those covered)Surgery
- Provision of lenses (once in 2 years)Lenses
DENTAL SERVICES
- Consultation & treatment of simple infections, pain, simple extractionsConsultation
- Scaling & polishing (once per year)Scaling & polishing
- Amalgam filling
- Root canal therapy and Dentures
- Surgical extractions
- HIV/AIDS - diagnosis + treatment at free specialist centresHIV/AIDS
- DIALYSIS
ENT SERVICES
- Treatment of ENT diseases and removal of foreign bodiesGeneral treatments
- ENT Surgery
- Inpatient/hospitalisation benefits in the UK, France and Germany Inpatient benefits
- Reimbursement for delivery Abroad
- Cancer Care: Surgical + Radiotherapy & ChemotherapyCancer Care
WELLNESS SERVICES
- Access To Gym (at designated places)Access to gym
- Access to Spa (at designated places)Access to spa
- Psychologist
- Prosthetic implants and appliances (covered up to limit for chronic medical conditions)Prosthetic implants
ANNUAL CHECK-UP
- Annual Health Screening at Designated centres (For Principals & Spouses)Screening
- On-site Health Checks , Health Talks/ Education forum or wellness fairsOn-site health checks
- Worldwide Travel Insurance cover for PrincipalTravel insurance
- Telemedicine + Psychologist Consultation (Employee Assistance Program)4 Telemedicine
- My UHI APP
- Accident Benefit
- Life and Permanent disability Benefit for each dependentDisability benefit
- Personal Health Equipment for Chronic condition (Principal Enrollee only) - Glucometer or SphygmomanometerChronic condition equipment
PREMIUM
- Sign Up!
- ₦27,500/Annum
- ₦137,500/Annum
- Nigeria
- ₦120,500
- 5 sessions
- General Ward (unlimited base on clinical procedure)General ward
- ₦1,500/day
- Excluding implants, IUDs & injectable
- Counselling, SFA, ultrasound
- Up to a limit of ₦25,000
- Up to a limit of ₦50,000
- Maximum of ₦150,000
- Limit of ₦200,000
- 1 Life threatening Emergence
- Up to ₦6,000
- Max 1 teeth/year
- 2 sessions
- Covered as a part of Overall limit on Surgical services
- Up to ₦150,000
- 2 sessions per annum
- 1 session per annum
- Up to 1 month
- Physical examination, BMI, Urinalysis, PCV, blood pressure& Genotype
- BUY NOW
SUPERIOR
- Sign Up!
- ₦54,000/Annum
- ₦270,000/Annum
- Nigeria
- ₦250,000
- 7 sessions
- General Ward (unlimited base on clinical procedure)General ward
- 2 days in general ward
- ₦2,000/day
- Excluding implants & IUDs
- Counselling, SFA, ultrasound
- Up to a limit of ₦35,000
- Up to a limit of ₦100,000
- Maximum of ₦250,000
- Limit of ₦350,000
- 2 Life threatening Emergence
- Up to ₦10,000
- Max 2 teeth/year
- Max - 2 teeth/yr.
- 4 sessions
- Covered as a part of Overall limit on Surgical services
- Up to ₦300,000
- 2 sessions per month
- 2 sessions per annum
- Up to 2 months
- Physical examination, BMI, Urinalysis, PCV, blood pressure, blood sugar, Genotype, Chest Not Covered -ray, serum cholesterol, LFT, E/U/Cr, cervical smears every 2 years for women > 30 years, PSA for men above 40 yrs
- BUY NOW
ULTIMATE
- Sign Up!
- ₦144,000/Annum
- ₦720,000/Annum
- Covered up to annual medical limit. Terms & Conditions apply
- Nigeria, UAE, India
- ₦350,000
- 10 sessions
- Private Ward (unlimited base on clinical procedure)Private ward
- 3 days in general ward
- ₦3,000/day
- Up to a limit of N30,000
- Counselling, SFA, ultrasound, HSG, Hormonal assay
- Up to a limit of ₦50,000
- Up to a limit of ₦50,000
- Up to a limit of ₦50,000
- Up to a limit of ₦200,000
- Maximum of ₦500,000
- Limit of ₦500,000
- 3 Life threatening Emergence
- Up to ₦25,000
- Max 4 teeth/year
- Up to ₦70,000
- Max - 4 teeth/yr.
- 7 sessions
- Covered as a part of Overall limit on Surgical services
- Up to $750
- Normal-200/CS350
- Up to ₦500,000
- 4 sessions per month
- 3 sessions per annum
- Up to 4 months
- Physical examination, BMI, Urinalysis, PCV, blood pressure, blood sugar, Genotype, Chest Not Covered -ray, ECG, serum cholesterol, LFT, E/U/Cr, annual mammogram, cervical smears every 2 years for women > 30 years and above, PSA for men above 40 yrs
- 1 week
- Up to ₦150,000
- Up to ₦100,000
- BUY NOW
EXECUTIVE
- Sign Up!
- ₦267,000/Annum
- ₦1,335,000/Annum
- Covered up to annual medical limit. Terms & Conditions apply
- Nigeria, UAE, India
- ₦500,000
- 15 sessions
- Private Ward (unlimited base on clinical procedure)Private ward
- 5 days in general ward
- ₦4,500/day
- Up to a limit of N100,000
- Counselling, SFA, ultrasound, HSG, Hormonal assay, hysterectomy
- Up to a limit of ₦75,000
- Up to a limit of ₦75,000
- Up to a limit of ₦75,000
- Up to a limit of ₦75,000
- Up to a limit of ₦350,000
- Maximum of ₦1,000,000
- Limit of ₦1,000,000
- Up to ₦40,000
- Max 8 teeth/year
- Up to ₦150,000
- Max - 6 teeth/yr.
- 10 sessions
- Covered as a part of Overall limit on Surgical services
- Up to $1,000
- Normal-300/CS400
- Up to ₦1,000,000
- 7 sessions per month
- 5 sessions per annum
- Up to 6 months
- Physical examination, BMI, Urinalysis, PCV, blood pressure, blood sugar, Genotype, Chest Not Covered -ray, ECG, serum cholesterol, LFT, E/U/Cr, annual mammogram, cervical smears every 2 years for women > 30 years and above, PSA for men above 40 yrs
- 2 weeks
- Up to ₦250,000
- Up to ₦100,000
- BUY NOW
Individual
- An individual with a spouse and not more than four biological children under the age of 21 years.
Family
- Treatment abroad for medical conditions that cannot be treated locallyTreatment Abroad
- Area of coverage
- Elite second medical opinion
OUTPATIENT SERVICES
- Out Patient Care, General and Specialist Consultation (Nephrologist, Urologist, Endocrinologist, etc)Out Patient Care
- Routine laboratory and diagnostic tests, NOT COVERED -rays, ultrasoundDiagnostic tests
- Prescribed drugs
- Management of Chronic Conditions (INVESTIGATIONS AND DRUGS)
CHRONIC CONDITIONS
- Hypertension
- Diabetes
- Sickle Anaemia
- Asthma
- Others
- Limit/Annum
- Physiotherapy
IN-PATIENT SERVICES
- Admission (all wards) for 30 daysAdmission
- Accommodation for women whose child is sickAccommodation
- Feeding
MATERNITY
- Antenatal care
- Caesarian section (covered up to surgery limit)Caesarian section
- Normal & Assisted Delivery
- Postnatal care up to 6 weeksPostnatal care
- Contraception (Condoms, Oral pills, IUDs, Implants & InjectableContraception
- Investigations onlyFertility services
CHILD HEALTH
- Neonatal Intensive Care Services
- Incubator services
- Preterm delivery
- Treatment of congenital abnormalities (Children born on the plan )Congenital abnormalities
- Special care baby unit
- Procedure limit
- Additional Childhood Immunization - Under 5 Years
IMMUNIZATION
- Routine immunization
- Rotavirus
- Varicella
- Pneumococal
- MMR
- Meningitis
EMERGENCY SERVICES
- Local Evacuation from hospital to hospitalLocal Evacuation (Hospital to Hospital)
- Local Evacuation (Home to Hospital)
- Local Evacuation (Roadside to Hospital)
- Accident/Emergency (1st Aid care/ Life saving)Accident/Emergency
- Intensive care services
SURGERIES
- All surgeries
- Anesthesia, Surgical supplies/Consumables, etcAdditional costs
ADVANCE INVESTIGATIONS
- Contrast Radiological Procedures (Barium studies, HSG, IVU), Mammogram, Endoscopy and others (colonoscopy, sigmoidoscopy, etc), CT scan, MRIContrast Radiological Procedures
- ECG
- Echocardiography
- Electroencephalography EEG
EYE CARE
- Consultation, refraction, visual acuity/Routine exam, Intraocular Pressure Test and treatmentConsultation
- Surgery (refer to surgery limit for those covered)Surgery
- Provision of lenses (once in 2 years)Lenses
DENTAL SERVICES
- Consultation & treatment of simple infections, pain, simple extractionsConsultation
- Scaling & polishing (once per year)Scaling & polishing
- Amalgam filling
- Root canal therapy and Dentures
- Surgical extractions
- HIV/AIDS - diagnosis + treatment at free specialist centresHIV/AIDS
- DIALYSIS
ENT SERVICES
- Treatment of ENT diseases and removal of foreign bodiesGeneral treatments
- ENT Surgery
- Inpatient/hospitalisation benefits in the UK, France and Germany Inpatient benefits
- Reimbursement for delivery Abroad
- Cancer Care: Surgical + Radiotherapy & ChemotherapyCancer Care
WELLNESS SERVICES
- Access To Gym (at designated places)Access to gym
- Access to Spa (at designated places)Access to spa
- Psychologist
- Prosthetic implants and appliances (covered up to limit for chronic medical conditions)Prosthetic implants
ANNUAL CHECK-UP
- Annual Health Screening at Designated centres (For Principals & Spouses)Screening
- On-site Health Checks , Health Talks/ Education forum or wellness fairsOn-site health checks
- Worldwide Travel Insurance cover for PrincipalTravel insurance
- Telemedicine + Psychologist Consultation (Employee Assistance Program)4 Telemedicine
- My UHI APP
- Accident Benefit
- Life and Permanent disability Benefit for each dependentDisability benefit
- Personal Health Equipment for Chronic condition (Principal Enrollee only) - Glucometer or SphygmomanometerChronic condition equipment
PREMIUM
- Sign Up!
- ₦27,500/Annum
- ₦137,500/Annum
- Nigeria
- BUY PREMIUM
- ₦120,500
- 5 sessions
- General Ward (unlimited base on clinical procedure)General ward
- ₦1,500/day
- Excluding implants, IUDs & injectable
- Counselling, SFA, ultrasound
- Up to a limit of ₦25,000
- Up to a limit of ₦50,000
- Maximum of ₦150,000
- Limit of ₦200,000
- 1 Life threatening Emergence
- Up to ₦6,000
- Max 1 teeth/year
- 2 sessions
- Covered as a part of Overall limit on Surgical services
- Up to ₦150,000
- 2 sessions per annum
- 1 session per annum
- Up to 1 month
- Physical examination, BMI, Urinalysis, PCV, blood pressure& Genotype
- BUY NOW
SUPERIOR
- Sign Up!
- ₦54,000/Annum
- ₦270,000/Annum
- Nigeria
- BUY SUPERIOR
- ₦250,000
- 7 sessions
- General Ward (unlimited base on clinical procedure)General ward
- 2 days in general ward
- ₦2,000/day
- Excluding implants & IUDs
- Counselling, SFA, ultrasound
- Up to a limit of ₦35,000
- Up to a limit of ₦100,000
- Maximum of ₦250,000
- Limit of ₦350,000
- 2 Life threatening Emergence
- Up to ₦10,000
- Max 2 teeth/year
- Max - 2 teeth/yr.
- 4 sessions
- Covered as a part of Overall limit on Surgical services
- Up to ₦300,000
- 2 sessions per month
- 2 sessions per annum
- Up to 2 months
- Physical examination, BMI, Urinalysis, PCV, blood pressure, blood sugar, Genotype, Chest Not Covered -ray, serum cholesterol, LFT, E/U/Cr, cervical smears every 2 years for women > 30 years, PSA for men above 40 yrs
- BUY NOW
ULTIMATE
- Sign Up!
- ₦144,000/Annum
- ₦720,000/Annum
- Covered up to annual medical limit. Terms & Conditions apply
- Nigeria, UAE, India
- BUY ULTIMATE
- ₦350,000
- 10 sessions
- Private Ward (unlimited base on clinical procedure)Private ward
- 3 days in general ward
- ₦3,000/day
- Up to a limit of N30,000
- Counselling, SFA, ultrasound, HSG, Hormonal assay
- Up to a limit of ₦50,000
- Up to a limit of ₦50,000
- Up to a limit of ₦50,000
- Up to a limit of ₦200,000
- Maximum of ₦500,000
- Limit of ₦500,000
- 3 Life threatening Emergence
- Up to ₦25,000
- Max 4 teeth/year
- Up to ₦70,000
- Max - 4 teeth/yr.
- 7 sessions
- Covered as a part of Overall limit on Surgical services
- Up to $750
- Normal-200/CS350
- Up to ₦500,000
- 4 sessions per month
- 3 sessions per annum
- Up to 4 months
- Physical examination, BMI, Urinalysis, PCV, blood pressure, blood sugar, Genotype, Chest Not Covered -ray, ECG, serum cholesterol, LFT, E/U/Cr, annual mammogram, cervical smears every 2 years for women > 30 years and above, PSA for men above 40 yrs
- 1 week
- Up to ₦150,000
- Up to ₦100,000
- BUY NOW
EXECUTIVE
- Sign Up!
- ₦267,000/Annum
- ₦1,335,000/Annum
- Covered up to annual medical limit. Terms & Conditions apply
- Nigeria, UAE, India
- BUY EXECUTIVE
- ₦500,000
- 15 sessions
- Private Ward (unlimited base on clinical procedure)Private ward
- 5 days in general ward
- ₦4,500/day
- Up to a limit of N100,000
- Counselling, SFA, ultrasound, HSG, Hormonal assay, hysterectomy
- Up to a limit of ₦75,000
- Up to a limit of ₦75,000
- Up to a limit of ₦75,000
- Up to a limit of ₦75,000
- Up to a limit of ₦350,000
- Maximum of ₦1,000,000
- Limit of ₦1,000,000
- Up to ₦40,000
- Max 8 teeth/year
- Up to ₦150,000
- Max - 6 teeth/yr.
- 10 sessions
- Covered as a part of Overall limit on Surgical services
- Up to $1,000
- Normal-300/CS400
- Up to ₦1,000,000
- 7 sessions per month
- 5 sessions per annum
- Up to 6 months
- Physical examination, BMI, Urinalysis, PCV, blood pressure, blood sugar, Genotype, Chest Not Covered -ray, ECG, serum cholesterol, LFT, E/U/Cr, annual mammogram, cervical smears every 2 years for women > 30 years and above, PSA for men above 40 yrs
- 2 weeks
- Up to ₦250,000
- Up to ₦100,000
- BUY NOW
Frequently Asked Questions
Yes, the retail plan covers ages 18 – 65 years.
A pre-existing condition is any medical condition that already existed at the time of purchasing a health plan.
Yes, all pre-existing and chronic conditions are excluded from the policy in the first year however please refer to the terms and conditions on your policy document for full list of conditions.
No, premium are on annual basis.
Yes, you may wish to add any number of dependents (within the age limit) on your plan at the cost of the chosen plan.
Yes, you may purchase the plan for your family.
Yes, enrollees have access to available hospitals on their plan type.
Yes, gym access is included in some retail packages
Yes, for cases that cannot be properly managed in Nigeria, other regions of cover stated on the plan are accessible.
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